You’ve found the exact Chevy vehicle you want to purchase, and you’re ready to buy! But when it comes to financing your purchase, you may be wondering if you should obtain your financing through your financial institution or your dealership. We’re going to give you four incredible benefits of getting your car financing directly from your Chevy dealer.
4 Benefits of Getting Car Financing at Your GM/Chevy Dealer
1. It’s Way More Convenient
Why take the time to drive to your bank and then back to your dealership when you can do it all in one place? You may miss out on the vehicle you want to purchase by doing this. Even making a phone call can take precious time. Your dealership is prepared to offer you financing, they have the paperwork ready, and it can be done quickly and easily at the time of your vehicle purchase.
2. You’ll Probably Get a Better Rate
Your dealership wants you to buy a car from them, and they often offer incentives to do so. It’s not uncommon to see dealers offer zero percent financing and other incredibly tempting terms to get you in the door. And often they will work with you to negotiate new terms to get you to purchase your next vehicle from them.
3. You’ll Likely Get More Financing if You Need It
We all know that when you purchase a new vehicle you have to pay taxes and fees on top of the purchase price. Or you may fall in love with a car that is a higher price than you had anticipated paying. When you get financing from your dealership, they can roll all these fees or the extra costs into your loan agreement to make it easier on you. If you have financed through your bank, you would either have to settle for a different vehicle or go back and apply for a higher loan from them, which takes time.
4. Repayment Terms Are Typically More Flexible
As we mentioned above, your dealership wants you to buy a car from them, so if the payment terms will be difficult for you, they are more likely to negotiate terms that work for you. Most financial institutions have caps on loan terms, and failing to meet these may incur penalties.
At Stan King GM Superstore, we have been a family-owned and operated business for over 40 years! We are proud to offer the largest selection of new and pre-owned vehicles in Southwest Mississippi. Stop by or contact Stan King GM Superstore today so our friendly, knowledgeable staff can show you our inventory, help you with financing, or schedule a service visit for you.
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